Most insurance companies won’t insure two vehicles parked at different addresses on the same policy. However, you can still buy a policy with your roommates to save money on your premiums.
Can your car be registered at one address and insured at another?
No, your car cannot be registered in one state and insured in another. Generally, your car should be both registered and insured in your state of legal residence.
Can you put a different address for car insurance?
Can you insure a car at a different address than where you live? It’s illegal to live at one address while using another address for car insurance. The exception is if you are a college student, as college students’ car insurance addresses are still their parent’s primary address, not their college address.
Can you insure a car that is not at your residence?
Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. … But if they don’t live with you, you likely won’t be able to add them to your car insurance.
Does your insurance and registration address have to match?
Yes, Car Insurance and Registration Addresses Should Match
For most drivers in most situations, your car registration address should match your insurance address. … It’s the address to which your vehicle is registered. Your insurance company needs to know the address where your vehicle is parked most nights.
Does Wrong address invalidate car insurance?
While putting down the wrong address is often an honest mistake, it can lead to motor trade insurance being invalidated. … “Failing to notify your insurer of changes to circumstances, including address, could actually result in you being refused when claiming on your insurance.
Can your car be insured under someone else’s name?
Yes, you can buy auto insurance coverage for someone else, as most companies allow the driver and policyholder to be in different names. This is fairly common for teen drivers, as parents generally are the auto policyholders until dependents can purchase their own vehicle and own insurance.
What happens if I dont change my car insurance address?
If you forgot to update your address on auto insurance, insurers may not be generous if you get into a car wreck. You must let the insurer know. Otherwise, you could end up being charged with auto insurance fraud. Changing your address with the insurance company is a simple process.
Can you find out what cars are registered to an address?
There are a handful of resources you could tap to verify a vehicle registration’s address. The Department of Motor Vehicles (DMV) and National Motor Vehicle Title Information System (NMVTIS) record is your best but difficult bet. Online resources that provide this type of information for a fee are also available.
What happens if you lie about your address on car insurance?
Lying about your location on a car insurance application is fraud. Sometimes, it’s a minor form of fraud. You typed the wrong address into the application form, for example. … If you get into an accident with inaccurate location information on your car insurance, then your claim could be totally denied.
What state does not require car insurance?
Virginia and New Hampshire are the two states with unique car insurance laws. There are only two states where car insurance is not mandatory: Virginia and New Hampshire. This is because each state sets its own limits and requirements for the minimums of car insurance a driver must carry when they have coverage.
Can you be on your parents car insurance if you don’t live with them?
Can I stay on my parents’ car insurance if I move out? It’s important to remember that car insurance is dependent on where the vehicle is “garaged” or parked overnight. … However, if you drive one or more of your parents’ cars, they should keep you listed as a driver on their policy even if you don’t live with them.
Does a named driver have to live at same address?
Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver.