You can still get a quote! Traditional policies without a black box can sometimes be more cost-effective for drivers considered to be a higher risk. Our experience in this market means we can often get the best deals for hard-to-cover young drivers.
Are black boxes mandatory for new drivers?
For the first year, young drivers must have a black box fitted before they can drive. Furthermore, they should only be able to carry one passenger, who must be an experienced driver. These changes should significantly decrease the amount of young road crash fatalities by encouraging safer driving.
Can new drivers get insured on any car?
You can get cover for driving another person’s car by applying for short term insurance or adding your name to the car owner’s policy. If you need to drive someone else’s car every now and then – say another family member’s car – it might be a good idea to add your name to their policy.
Can you buy more miles on a black box?
At insurethebox you tell us how many miles you expect to drive in a year and we will use that figure to calculate the cost of your motor cover, but if you happen to do a few more miles than you told us you can simply buy Top Up Miles to keep your motor cover up to date.
Can you remove black box from car?
Can you remove my black box for me? Absolutely. However, as removing a telematics device isn’t essential, this won’t be included in your policy. If you’re certain you’d like your device removed from your car, we can arrange for an engineer to remove it for you at an extra cost.
Can I drive a car that I’m not insured on?
If you are uninsured and get into a car accident while driving someone else’s car, you would be covered by the owner’s auto insurance policy, up to their policy’s limit. Their insurance would cover the damage or any bodily injury that you caused to the other driver and their vehicle.
Can 2 people insure the same car?
Yes, two different people can insure the same car at the same time. Ways you can get insured on someone else’s car include: Take out a non-owner car insurance policy that covers you to drive the car named in the policy, according to the insurer’s terms and conditions.
Does my car need to be insured if I’m not driving it?
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. You must also have insurance if you leave it parked on the street, on your driveway or in your garage. … You don’t need motor insurance if: you have a valid Statutory Off Road Notification (SORN)
What happens if you go over mileage on black box?
If you are involved in an accident and need to make a claim your insurance provider will check how many miles you have done and if you have exceeded your mileage you run the risk of your policy being invalid and your claim rejected.
Can I put my black box in another car?
The black box can be easily fitted to almost any car less than 20 years old, by our specially trained black box installation engineers. … In the period between purchasing your Telematics insurance policy and having the black box installed in your car, you will still be insured.
What if I drive more miles than my insurance?
Why does my annual mileage matter? Car insurance premiums are based on risk. The further and more often you drive, the more likely you are to be involved in and accident and need to make a claim. So, the higher your annual mileage, the higher your premium is likely to cost.