Which type of automobile insurance covers the cost of damage caused by fire theft or vandalism quizlet?

What is Comprehensive coverage? Covers the physical damage to your car from most other causes such as fire, theft, vandalism, hail, etc.

Which type of automobile insurance covers the cost of damage?

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They are both legally optional and pay for the cost of damage to your car, but do so in different situations. Collision coverage pays for damage to your car that occurs in a crash, while comprehensive coverage pays for damage due to (almost) everything else.

What coverage protects you from damage to your vehicle from causes such as fire theft falling objects and acts of vandalism?

Comprehensive coverage pays to repair or replace a covered vehicle that’s stolen or damaged by something other than collision or rolling over. For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an animal is covered.

What type of insurance covers damage?

Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Most states have a minimum requirement for the amount of liability insurance coverage that drivers must have.

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What are the 4 types of insurance?

Different types of general insurance include motor insurance, health insurance, travel insurance, and home insurance.

What are the 3 main types of insurance?

We begin with an overview of the types of insurance, from both a consumer and a business perspective. Then we examine in greater detail the three most important types of insurance: property, liability, and life.

Is a comprehensive claim considered an accident?

Generally, collision coverage comes into play because a driver gets into a car accident. Comprehensive is a separate coverage from collision. It helps cover different types of losses that are usually not the result of driving the vehicle, such as theft, hail or fallen trees.

Is hitting a pole comprehensive or collision?

Collision coverage is generally what you need in your car insurance policy to cover hitting a pole. … Whether it’s a light post, a telephone pole, or anything else, it would be covered under collision coverage. You won’t get collision (or comprehensive) coverage with a basic insurance policy.

Which of the following insurance covers vehicles?

Six common car insurance coverage options are: auto liability coverage, uninsured and underinsured motorist coverage, comprehensive coverage, collision coverage, medical payments coverage and personal injury protection. Depending on where you live, some of these coverages are mandatory and some are optional.

What if my car is totaled and I only have liability?

If your car is totaled and you only have liability insurance, you will have to pay to replace the vehicle yourself or file a claim with the other driver’s insurance company. … You need to have collision, comprehensive, or new car replacement coverage if you want your insurance company to pay to replace a totaled car.

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How do you figure out what your insurance covers?

How to Find out What Your Health Insurance Plan Covers

  1. Read your plan’s coverage paperwork. …
  2. Call your health insurance company’s customer service department. …
  3. Figuring out how much you will have to pay. …
  4. Exact cost estimates are hard to come by! …
  5. Appealing coverage decisions.
With confidence in life