What if my bike insurance expired?

What to do if your two-wheeler insurance has expired? If you have lost track of your policy renewal date or have missed it, the first step to undertake is to call up your insurer and ask for assistance. Your insurer may renew your policy without any penalty if it is only a few days past the due date.

How do I insure a bike after expiry?

The following are the steps for renewing your expired bike insurance policy online:

  1. Take a quick online quote to know your renewal premium for your expired two wheeler insurance.
  2. Fill in the required details.
  3. Make payment online instantly.

What will happen if I don’t renew my bike insurance?

Your bike may have to be inspected by the insurance company to renew the policy. … If you do not renew the policy before the grace period ends, which is usually 30 days, and if you do not renew it before 90 days, you will lose the discount (NCB) as well.

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How do I know if my bike insurance is expired?

1. Check The Expiry Date Via Insurance Information Bureau

  1. Visit the online portal of IIB.
  2. On the home page, under the Quick Links section, click on ‘V Seva’. It will display a form.
  3. Enter the information required on the form.
  4. Enter the captcha code and click on ‘Submit’.

What happens if I renew my car insurance after it expires?

If you fail to renew your motor insurance policy on time, it expires. … Once your car insurance policy has expired and therefore your car is fully at risk. If anything happens to your car, you are not liable to receive any kind of cover for the damage caused.

Can I do bike insurance online after expiry?

Your insurer may renew your policy without any penalty if it is only a few days past the due date. Moreover, insurers don’t undertake inspection in cases where you have been trying to pay for the policy before it expired. When renewing your lapsed policy, you can do it online as well as offline.

When can I renew my two wheeler insurance?

You can avail a No Claim Bonus (NCB) on your two wheeler insurance if you haven’t made any claims or transferred your vehicle during the previous policy period. However, make sure you renew it within 90 days from its date of expiry.

Can you ride a bike without insurance?

Riding without motorbike insurance is illegal. If you’re caught riding without it, you could be fined or even disqualified from riding. Even if the bike itself is insured, if you’re not correctly insured to ride it, you could get penalised.

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Is it compulsory to take two wheeler insurance?

Under the Motor Vehicles Act, the Government of India has made it mandatory for every bike owner to have an insurance policy. … Policies also cover damage to the bike by natural calamities like floods, earthquake, fire, etc. So, you can make a claim under these circumstances.

Is bike insurance valid all over India?

Although a bike/car insurance policy is applicable all over India, you should inform your 4-wheeler or 2 wheeler insurance company about the move.

How can I check my two wheeler policy?

How to Check Two Wheeler Insurance Status Online Through VAHAN?

  1. Go to the official website of VAHAN.
  2. Tap on ‘Know Your Vehicle Details’ on the top of the page.
  3. Enter your vehicle number and verify the expression as given in the image.
  4. Click on ‘Vahan Search’.

How can I check my insurance status?

Check Car Insurance Policy Status Online through VAHAN

  1. Visit VAHAN e-services and navigate to the tab marked “know your vehicle details” on top of the page.
  2. Enter the registration number of the car in question and enter the required “code for verification”.
  3. A “search vehicle” option will appear.

What happens when insurance expires?

In case the policy is expired, you must immediately get in touch with your agent. An experienced agent has the necessary knowledge on the process after car insurance expires. The agent can assist you in renewing the policy, or you could also opt for online renewal, as it helps in saving time and is convenient too.

How do I renew my expired car insurance without inspection?

Longer Renewal Process

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However, in the case of an expired policy where there is an inspection required, the policy cannot be renewed instantly without the inspection process. The inspection process can take time depending upon the availability of the inspectors and your timing.

What is expired policy?

Car insurance has been mandated by law, where it is illegal to drive around without a. There could however, be instances where the policy has lapsed because it wasn’t renewed before its expiration date, or because the policyholder forgot the date altogether.

With confidence in life