Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. … The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver’s license, vehicle registration and license plates.
Can you drive a car without insurance in Virginia?
Although it is legal to drive without car insurance Virginia, doing so can have downsides. Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special fee to drive uninsured.
Do you legally need car insurance in Virginia?
Surprisingly, the answer is no. Drivers are not required to purchase auto insurance on a vehicle registered in Virginia. However, according to Va. Code § 46.2-706, if you do not purchase auto insurance, you are required to pay an uninsured motorist fee of $500.00 per year.
Can your license be suspended for not having insurance in Virginia?
The DMV will suspend a driver’s license where the person: (1) Has not obtained auto insurance for any vehicle he owns, or allows the operation of, without having paid the uninsured motor vehicle fee.
Is driving without insurance a criminal offense in Virginia?
Specifically, you should know about the Uninsured Vehicle Fee. Driving without insurance is actually a crime in Virginia, and often leads to large fines and, in some cases, the revocation of your driving privileges.
Is driving without a license a felony in Virginia?
In Virginia, no person, as a general rule, shall drive a motor vehicle on a highway without a valid license. A first offense driving without a license is a Class 2 misdemeanor punishable by jail up to 6 months and a fine up to $1,000.
Is Virginia a no fault insurance state?
The Commonwealth of Virginia is an “at-fault” insurance state. Unlike in states that follow “no-fault” insurance rules– a party who is injured in an automobile accident does not pursue compensation from their own insurance company. They seek indemnification from the at-fault drive or that driver’s insurance.
What is considered full coverage in VA?
Required Auto Insurance Coverage for Virginia Drivers
Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.
Does insurance follow the car or the driver in Virginia?
Generally, car insurance follows the car and not the driver.
If you successfully make a claim against the owner of the car, the insurance company will review their policy in detail looking for ways to deny the claim. If the insurance company does deny your claim, you should immediately consult with an attorney.
How much is the uninsured motorist fee in Virginia?
How Much is the Uninsured Motorist Fee in Virginia? According to Virginia State law, a driver who has an uninsured vehicle can pay a $500 uninsured motorist fee. This allows them to drive without insurance but without penalty for 12 months. Of course, paying the fee only makes it legal to drive your car.
What happens if you drive uninsured?
What happens if I’m an uninsured driver? If you drive without insurance, you can get a £300 fine and 6 penalty points on your licence – the police may also take your vehicle, and even destroy it. If your case is taken to court, the maximum fine is unlimited and you may be disqualified from driving.