What is guardian health insurance?
With close to 3,000 financial representatives and 80 agencies nationwide, Guardian and its subsidiaries protect individuals, small business owners and their employees with life, disability, health, long-term care, and dental insurance. The company also offers 401(k), annuities and other financial products and services.
What does the company Guardian do?
What Is Guardian? This New York City-based mutual company was founded in 1860 and provides individual life insurance as well as investment management, and disability and retirement planning among other types of insurance for individuals.
What is a guardian plan?
Guardian Plan is a prepaid funeral plan which enables you to prepay selected funeral services for tomorrow’s funeral at today’s prices.
Is Guardian PPO or HMO?
PPO Plan – Guardian PPO members are required to pay an annual deductible of $50.00 per member (max of three family members). Preventative services are paid at 100%, regular services are covered at 90% and major services are covered at 60% within the network.
Are dental implants covered by Guardian insurance?
Guardian is committed to keeping members healthier by helping them save on important oral care treatments. Guardian covers oral cancer screenings, enhanced periodontal treatments, dental implants, and an additional cleaning after the maximum is met.
Is Guardian a good health insurance?
Guardian Life is a top-ranking life insurer for customer satisfaction with a long-standing history and excellent financial strength. They pay dividends to eligible policyholders and they offer good pricing and a fair range of policies, including whole life with guaranteed death benefits and cash values.
Can you pay Guardian Life Insurance Online?
Several methods of online and automatic payments for the payment of premiums are available. … Health claim payments from the company can be directly deposited to client bank accounts. Enrolment for the direct deposit is also available through the website.
Does Guardian cover orthodontics?
Guardian Direct Gold dental insurance plan also covers orthodontia up to 50% after a 12-month waiting period with a lifetime maximum for orthodontia of $1000, though only for members under age 19.
Does Guardian have life insurance?
Guardian Life offers a basic, permanent life insurance product called level premium whole life. While this policy can cost quite a bit more than the same amount of term life coverage, it allows you to purchase coverage that lasts to the end of your life.
Is Guardian a good company to work for?
76% of employees at The Guardian Life Insurance Company of America (Guardian) say it is a great place to work compared to 59% of employees at a typical U.S.-based company. People here are treated fairly regardless of their sex. This is a friendly place to work. … When you join the company, you are made to feel welcome.
Does Guardian dental cover root canals?
Dental insurance generally covers a portion of the cost of range of dental services from routine preventive care to dental surgery, including oral exams, cleanings, x-rays, filings, extractions, oral surgery, root canals, crowns, and implants.
Is Guardian part of BCBS?
Blue Cross / Blue Shield for Addiction Treatment. Guardian Recovery Network provides world class recovery services and facilities, including detoxification programs, inpatient and outpatient care. Our continuum of care includes aftercare planning and case management services.
Does Guardian insurance have an app?
GUARDIAN® Providers & ID Card on the App Store.