Although it is legal to drive without car insurance Virginia, doing so can have downsides. Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special fee to drive uninsured.
Can you drive a car without insurance in Virginia?
Here’s the short answer: if you are a Virginia resident, it is legal to drive your vehicle without purchasing auto insurance. However, it’s important to learn all the factors involved before making a decision. Driving without insurance can come with serious consequences.
Will I go to jail if I drive without insurance?
In most states, driving while uninsured is considered a misdemeanor offense, and can potentially lead to a prison sentence. Jail time will most likely not be imposed for a first offense, unless you cause a serious accident. But repeat offenses will incur higher fines and stiffer punishments, possibly including jail.
Can your license be suspended for not having insurance in Virginia?
The DMV will suspend a driver’s license where the person: (1) Has not obtained auto insurance for any vehicle he owns, or allows the operation of, without having paid the uninsured motor vehicle fee.
What happens if you get pulled over without insurance in Virginia?
Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special fee to drive uninsured. … Getting caught without car insurance if you have not paid the fee can result in penalties, as well, including fines and the temporary suspension of your driver’s license.
What is the penalty for driving without insurance in Virginia?
The potential penalties include a $500 fine, driver’s license and license plate suspension, and a Class 3 misdemeanor conviction. You must provide proof that you have liability insurance within 30 days to avoid these penalties.
What happens if I crash and don’t have insurance?
1. If you’re at fault. If you were the at-fault driver in the accident and you don’t have insurance, you’ll have to pay out of pocket for any damage or injuries you caused — even though you don’t have coverage, the other driver has the right to recover damages from you, meaning they can sue.
What happens if you get caught driving uninsured?
Although driving an uninsured vehicle can result in a ban from driving for up to 28 days, in most cases a first offence will only bring six to eight penalty points and a fine.
When can you drive without insurance?
You don’t need motor insurance if: you have a valid Statutory Off Road Notification (SORN) your vehicle has been kept off a public road since before 1 February 1998. your vehicle has been scrapped, stolen or exported and you have given notice of this.
Is driving without insurance a criminal offense in Virginia?
Specifically, you should know about the Uninsured Vehicle Fee. Driving without insurance is actually a crime in Virginia, and often leads to large fines and, in some cases, the revocation of your driving privileges.
Is driving without a license a felony in Virginia?
In Virginia, no person, as a general rule, shall drive a motor vehicle on a highway without a valid license. A first offense driving without a license is a Class 2 misdemeanor punishable by jail up to 6 months and a fine up to $1,000.
What is considered full coverage in VA?
Required Auto Insurance Coverage for Virginia Drivers
Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.
Do you need insurance to get tags in VA?
To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the Uninsured Motor Vehicle Fee. Insurance requirements also apply to antique motor vehicles. Your insurance carrier must be authorized to conduct business in Virginia.
How do I get an sr22 in Virginia?
To complete the SR-22 filing, you must pay the required fees. Have an insurer file proof of insurance on your behalf. The insurer will file the SR-22, sometimes called an SR-22 certificate or financial responsibility certification, with the Virginia DMV. Receive confirmation.