Compare Insurance Coverage

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Get Commercial Insurance

Check out our Commercial Insurance Solutions page to learn all the coverage types we offer and how they work.

Get Personal Insurance

Check out our Personal Insurance Solutions page to learn all the coverage types we offer and how they work.

Most people are buying the wrong insurance coverage and overpaying for it. As an Independent Insurance Agency, we will shop your coverage with numerous top-rated insurers, virtually guaranteeing you get the most competitive rates available with broad coverage terms.

Evaluate Exposures

Before you buy insurance, it’s important to properly evaluate your risks, so you will know what type of coverage is needed. Using our expertise and resources as a guide, we will uncover your true exposures and learn how to resolve them. If you skip this step, you’re likely to buy the wrong coverage and overpay.

Apply for Coverage

Once your unique exposures are discovered, shopping coverage with our top-rated insurance carriers is super easy. On your behalf, our team will negotiate the most competitive coverage and rates available.  All insurance policies are NOT created equal, so it’s critical that we match your exposures and budget to the right coverage.

Start Coverage

Now that you’ve found the best coverage and rates for your needs, upon your request, we will issue the new policies and begin coverage. While many agents are still using fax machines and ink signatures, our issuance process is painless and fully electronic. This is not a stagnant “set you up and forget you.”  We will develop an ongoing relationship with you and continuously monitor and review changes to your exposures over time in order to keep you adequately protected.

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UNDERWRITING DATA
 
  1. Property or Homes: Construction Type, Year Built, Updates to Roof/HVAC/Electrical/Plumbing, Roof Types, Square Footage, Security Info
     
  2. Auto (Business or Personal): Driver Info (Names, Birthdates and Driver License #s), Vehicle Info (Year, Make, Model and VIN)
     
  3. Liability (for businesses): Exposure Rating Data (Gross Revenue, Payroll, Area or # Units or Acres, depending on type of exposure)