How to Manage the 3 Most Common Risks Faced by Every Business

If you own a business or are an executive or CFO for a company or non-profit, then you understand what we mean by business risk. We do believe there are three common categories of risk faced by almost every business: Loss of Property Lawsuits or Liabilities Employees In each category, we will describe what exposures to watch for, but also steps you may take to prevent or reduce the likelihood and impact of these threats to your bottom line!



4 Easy Ways to Save Home & Auto Insurance Costs without Sacrificing Coverage

Below is a list of four easy strategies you can implement to save money on your home & auto insurance costs right away without giving up valuable insurance coverage. When shopping insurance, it’s important to properly compare policies and coverage details. In addition to home & auto, there may be several other personal insurance types to group in with your shopping efforts, including:



10 Spooky Exclusions Lurking in Your Business Insurance Policies

The phone rings. It’s your Human Resources Director calling to inform you that 12 employees have filed a lawsuit against the company for “Wage and Hour” mishandling under the Fair Labor Standards Act. You immediately call your insurance agent and find out that your insurance policy doesn’t cover this claim. As a result, you spend $125,000 of your own money defending and settling the case. You could have purchased this additional coverage for $800 (annualized).



Equifax Data Breach: What You Need to Know

Equifax, one of the largest credit reporting agencies in the United States, was recently the victim of a massive cyber attack—an attack that may have compromised the personal information of 143 million people. The breach itself occurred between mid-May and July 2017 when cyber criminals gained access to sensitive data by exploiting a weak point in website software. As a result of the attack, sensitive information like Social Security numbers, birthdays, addresses and driver’s license numbers were compromised.


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