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Employment Practices Liability (EPL) insurance provides coverage for your company or small business against claims made by employees that their legal rights have been violated in some way. EPL policies protect employers against claims like sexual harassment, wrongful termination, and similar claims. Here are the top five causes of EPL claims: Sexual Harassment In the
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There are so many things that go into being a landlord: lots of paperwork, selecting the right tenants, keeping up with maintenance requests, the list goes on and on and can potentially be stressful to keep up with. On top of that, worrying about what risks could happen and what types of insurance you should
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As a contractor, you know that when you enter a contractual agreement with a customer or even with other contractors on the job, this involves the legal transfer of risk. Your insurance policies may need to respond to certain aspects of the contracts in place and some of the risks you assume may not be
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If your business is just starting out, currently growing, or it’s established, it’s important to understand when to get workers’ compensation insurance. Workers compensation protects you from being held financially liable in the case of an employee getting injured at work. There are some things to think about when looking into purchasing workers’ compensation insurance
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We all know that auto insurance is required in most states when purchasing and driving a car. Having auto insurance protects you from the following losses: comprehensive/collision, liability, medical, and also can protect you from uninsured and underinsured motorists. Auto insurance can range in cost from company to company and what your deductible is. Unfortunately,
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As a business owner, there are many different types of insurance you might need to look into. General liability, business owners, and worker’s compensation are just a few. But have you ever thought about the need for cyber insurance? Do you know what cyber insurance is? Cyber insurance protects your organization for losses related to
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  Your first time buying a home can be exciting, but can also be as equally overwhelming!  From contracts with the mortgage company, scheduling home inspections, closing costs, etc. With everything going on, sometimes buying homeowners insurance can fall to the back of the list. Knowing what to ask and look for when going into
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When looking into insurance for your condo association, there are several areas of need that must be taken into account. This type of policy usually helps cover the structure of the building as well as areas of common use. But depending on the association’s bylaws or existing policy, that coverage may or may not extend
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Earning a leadership position in a company isn’t all about privilege. Sure, a director or officer position is a big deal. It might come with a corner office, higher pay, and a boatload of stock options. But if things go south for the company, there’s also a greater risk of personal accountability for the higher-ups
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Employers always want to trim costs whenever and wherever they can. Streamlining processes and doing more with less are admirable goals. But when it comes to Workers Compensation, businesses must tread lightly. Unlike health insurance, employers aren’t allowed to cut benefits levels. Luckily, there’s a simple step that can save employers a lot of money
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