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  Your first time buying a home can be exciting, but can also be as equally overwhelming!  From contracts with the mortgage company, scheduling home inspections, closing costs, etc. With everything going on, sometimes buying homeowners insurance can fall to the back of the list. Knowing what to ask and look for when going into
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When looking into insurance for your condo association, there are several areas of need that must be taken into account. This type of policy usually helps cover the structure of the building as well as areas of common use. But depending on the association’s bylaws or existing policy, that coverage may or may not extend
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Earning a leadership position in a company isn’t all about privilege. Sure, a director or officer position is a big deal. It might come with a corner office, higher pay, and a boatload of stock options. But if things go south for the company, there’s also a greater risk of personal accountability for the higher-ups
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Employers always want to trim costs whenever and wherever they can. Streamlining processes and doing more with less are admirable goals. But when it comes to Workers Compensation, businesses must tread lightly. Unlike health insurance, employers aren’t allowed to cut benefits levels. Luckily, there’s a simple step that can save employers a lot of money
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  An additional insured is a party (a person or an organization) that’s not included on a liability insurance policy but is added at the request of the named insured, usually via a policy endorsement, related to a specific job, activity or location. Additional insureds may also be named in the “who is an insured”
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  The Insurance Information Institute reports that the average jury award for a major liability claim in 2015 was $1.14 million. Imagine that a product you sold causes a customer to be injured. Even though you would never purposely harm someone, you may be liable for medical bills, court fees, and other damages, and those
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    When you consider purchasing commercial property insurance, there are a few sneaky traps that should be avoided. We’ll explain what each of these are and why you should be wary of them below. These are the four most common traps. Ordinance or Law Ordinance or Law coverage is often something that is overlooked.
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Restaurants have to rely on utilities and services like them to keep things running smoothly. There needs to be access to clean water for a number of uses, like cleaning and cooking, and access to electricity to keep lights buzzing and equipment working. Plus, gas needs to be available to use for ovens, stovetops and
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