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As new a nonprofit, you’re probably jumping out of your seat to get started! You’re excited to show the community and individuals just what your organization could do for them. And while it’s great to be so passionate about your mission, vision, and motivation to help others, it’s also important to have your administrative tasks
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  As a contractor, your exposures are unique to the type of work that you do. So when it comes to insurance, you might be wondering what coverage is best for you! To do that, it’s important to understand your risks as well as strategies to manage them.    CONTRACTUAL LIABILITY When you enter a
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If you’re in your 20s-30s, we know the last thing you want to think about is life insurance. Shopping around for something that’s only going to get used if you die doesn’t really sound like the most enticing conversation to have. The thing is, no one really likes thinking about life insurance. But, it’s good
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Purchasing a home is a big step towards your future and can be quite an investment. When purchasing homeowners insurance, you’ll want to make sure that you’re getting enough coverage to protect that investment as well as the financial future of your family. One question insurance companies get asked the most when it comes to
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When Kathy Bates’ character gets cut off from a parking space by two teenage girls in the 1991 movie Fried Green Tomatoes, she vents her frustration by gleefully ramming the girls’ car repeatedly with her own. “Face it, girls,” she says before she drives away, “I’m older, and I have more insurance.” While we can’t
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The insurance market has a complex set of conditions that impact how risks are priced. Keep in mind that insurance is simply the pooling of similar risks, spread around many times, so that the “law of large numbers” can ensure that more money is collected than claims that pay out. Using this strategy, you can
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Employment Practices Liability (EPL) insurance provides coverage for your company or small business against claims made by employees that their legal rights have been violated in some way. EPL policies protect employers against claims like sexual harassment, wrongful termination, and similar claims. Here are the top five causes of EPL claims: Sexual Harassment In the
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There are so many things that go into being a landlord: lots of paperwork, selecting the right tenants, keeping up with maintenance requests, the list goes on and on and can potentially be stressful to keep up with. On top of that, worrying about what risks could happen and what types of insurance you should
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As a contractor, you know that when you enter a contractual agreement with a customer or even with other contractors on the job, this involves the legal transfer of risk. Your insurance policies may need to respond to certain aspects of the contracts in place and some of the risks you assume may not be
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If your business is just starting out, currently growing, or it’s established, it’s important to understand when to get workers’ compensation insurance. Workers compensation protects you from being held financially liable in the case of an employee getting injured at work. There are some things to think about when looking into purchasing workers’ compensation insurance
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