Home » Archive by Category "Insurance Coverage Topics" (Page 2)

Why your company might need Cyber Insurance

As a business owner, there are many different types of insurance you might need to look into. General liability, business owners, and worker’s compensation are just a few. But have you ever thought about the need for cyber insurance? Do you know what cyber insurance is? Cyber insurance protects your organization for losses related to

Condo Associations

When looking into insurance for your condo association, there are several areas of need that must be taken into account. This type of policy usually helps cover the structure of the building as well as areas of common use. But depending on the association’s bylaws or existing policy, that coverage may or may not extend

Do you need Directors and Officers insurance? Explanation of D&O Coverage and Claims Scenarios

Earning a leadership position in a company isn’t all about privilege. Sure, a director or officer position is a big deal. It might come with a corner office, higher pay, and a boatload of stock options. But if things go south for the company, there’s also a greater risk of personal accountability for the higher-ups

How to Dramatically Reduce Your Worker’s Compensation Costs

Employers always want to trim costs whenever and wherever they can. Streamlining processes and doing more with less are admirable goals. But when it comes to Workers Compensation, businesses must tread lightly. Unlike health insurance, employers aren’t allowed to cut benefits levels. Luckily, there’s a simple step that can save employers a lot of money

Top 4 Coverage Traps to Avoid in Commercial Property Insurance Policies

    When you consider purchasing commercial property insurance, there are a few sneaky traps that should be avoided. We’ll explain what each of these are and why you should be wary of them below. These are the four most common traps. Ordinance or Law Ordinance or Law coverage is often something that is overlooked.

What to Do if Your Restaurant Gets Sued

People who own and manage restaurants and cafes have plenty on their plate already. From having to focus on turning a profit to keeping employees happy and motivated, restaurant owners don’t want to have to shift their focus to legal issues related to customer claims. Restaurants are prime locations for good food as much as

When Are Restaurants Liable for Accidents, Injuries and Illnesses?

Restaurants, like any job site, may be dangerous places for both workers and the customers who dine there. There are a number of accidents and mistakes that can happen, bringing about injury and possible legal issues for restaurant owners. Many instances that can cause injury or illness can be prevented, but they can also be

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