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Knowing Your Risks: Medical Offices

If you’re the owner of your own private practice medical office, you know that owning and operating a doctor’s or medical office can be financially rewarding, but it definitely comes with its own risks and exposures that are vastly different than other industries. If you’re looking to open your own practice, it’s important to understand

4 Things You Need to Know as a New Non-Profit

As new a nonprofit, you’re probably jumping out of your seat to get started! You’re excited to show the community and individuals just what your organization could do for them. And while it’s great to be so passionate about your mission, vision, and motivation to help others, it’s also important to have your administrative tasks

What Millennials Should Really Know About Life Insurance

If you’re in your 20s-30s, we know the last thing you want to think about is life insurance. Shopping around for something that’s only going to get used if you die doesn’t really sound like the most enticing conversation to have. The thing is, no one really likes thinking about life insurance. But, it’s good

Why Shouldn’t I Insure My Property for Market Value?

Purchasing a home is a big step towards your future and can be quite an investment. When purchasing homeowners insurance, you’ll want to make sure that you’re getting enough coverage to protect that investment as well as the financial future of your family. One question insurance companies get asked the most when it comes to

What it means to be in a “Hard Market”

The insurance market has a complex set of conditions that impact how risks are priced. Keep in mind that insurance is simply the pooling of similar risks, spread around many times, so that the “law of large numbers” can ensure that more money is collected than claims that pay out. Using this strategy, you can

5 reasons your business needs employment practices liability insurance

Employment Practices Liability (EPL) insurance provides coverage for your company or small business against claims made by employees that their legal rights have been violated in some way. EPL policies protect employers against claims like sexual harassment, wrongful termination, and similar claims. Here are the top five causes of EPL claims: Sexual Harassment In the

5 Risks Landlord Can Face

There are so many things that go into being a landlord: lots of paperwork, selecting the right tenants, keeping up with maintenance requests, the list goes on and on and can potentially be stressful to keep up with. On top of that, worrying about what risks could happen and what types of insurance you should

Understanding Contracts for Contractors

As a contractor, you know that when you enter a contractual agreement with a customer or even with other contractors on the job, this involves the legal transfer of risk. Your insurance policies may need to respond to certain aspects of the contracts in place and some of the risks you assume may not be

The Breakdown: Workers Compensation

If your business is just starting out, currently growing, or it’s established, it’s important to understand when to get workers’ compensation insurance. Workers compensation protects you from being held financially liable in the case of an employee getting injured at work. There are some things to think about when looking into purchasing workers’ compensation insurance

Ways to reduce your auto insurance

We all know that auto insurance is required in most states when purchasing and driving a car. Having auto insurance protects you from the following losses: comprehensive/collision, liability, medical, and also can protect you from uninsured and underinsured motorists. Auto insurance can range in cost from company to company and what your deductible is. Unfortunately,

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