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The Ultimate Guide to Lowering Your Business Auto Premiums

When Kathy Bates’ character gets cut off from a parking space by two teenage girls in the 1991 movie Fried Green Tomatoes, she vents her frustration by gleefully ramming the girls’ car repeatedly with her own. “Face it, girls,” she says before she drives away, “I’m older, and I have more insurance.” While we can’t

What it means to be in a “Hard Market”

The insurance market has a complex set of conditions that impact how risks are priced. Keep in mind that insurance is simply the pooling of similar risks, spread around many times, so that the “law of large numbers” can ensure that more money is collected than claims that pay out. Using this strategy, you can

5 reasons your business needs employment practices liability insurance

Employment Practices Liability (EPL) insurance provides coverage for your company or small business against claims made by employees that their legal rights have been violated in some way. EPL policies protect employers against claims like sexual harassment, wrongful termination, and similar claims. Here are the top five causes of EPL claims: Sexual Harassment In the

5 Risks Landlord Can Face

There are so many things that go into being a landlord: lots of paperwork, selecting the right tenants, keeping up with maintenance requests, the list goes on and on and can potentially be stressful to keep up with. On top of that, worrying about what risks could happen and what types of insurance you should

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